What this hub covers

A general warranty deed transfers real property with comprehensive title warranties from the grantor — the highest level of protection for the buyer. The grantor warrants ownership in fee simple, freedom from encumbrances, right to convey, quiet enjoyment, and ongoing defense of title against all claims, including those predating the grantor’s ownership.

Why state-specific matters

Warranty deeds create substantial ongoing seller liability and must be recorded with the appropriate state county office. Recording fees, transfer taxes, and required cover-sheet formats vary by state. State-specific templates incorporate the proper recording instructions and tax notes.